{"id":3059,"date":"2026-07-24T05:02:14","date_gmt":"2026-07-24T05:02:14","guid":{"rendered":"https:\/\/xrpfaucet.site\/?p=3059"},"modified":"2026-07-24T05:02:14","modified_gmt":"2026-07-24T05:02:14","slug":"50-banks-join-swifts-pilot-will-xrp-xlm-collab","status":"publish","type":"post","link":"https:\/\/xrpfaucet.site\/?p=3059","title":{"rendered":"50 Banks Join SWIFT\u2019s Pilot: Will XRP &#038; XLM Collab?"},"content":{"rendered":"<div class=\"crypto-article\">\n<p>\ud83d\udcf0 <strong>Exclusive Crypto News &#038; Analysis:<\/strong> Stay ahead with the latest developments in the cryptocurrency and blockchain space.<\/p>\n<p>\ud83d\udcc8 <strong>Market Update:<\/strong> Real-time price movements, technical analysis, and trading signals.<\/p>\n<div>\n<p class=\"wp-block-paragraph\">SWIFT\u2019s recent move aligns with the G20 expectations of having most cross-border transactions settled immediately by 2027. The 5-pillar G20 program includes speed, cost, access, choice &#038; transparency, which SWIFT is successfully covering. According to the latest data, 80% of money is settled within 10 minutes, a huge contrast from the former 3-5 business days.<\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">With our payments scheme, financial institutions can enhance front-end digital experiences by improving FX and fee transparency, and giving customers clearer, real-time tracking. At the same time, they can address last-mile frictions around speed and traceability \u2013 guided by\u2026 <a href=\"https:\/\/t.co\/DJkcGm648C\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external\">pic.twitter.com\/DJkcGm648C<\/a><\/p>\n<p>\u2014 Swift (@swiftcommunity) <a href=\"https:\/\/x.com\/swiftcommunity\/status\/2080280441865515456?ref_src=twsrc%5Etfw\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external\">July 23, 2026<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p class=\"wp-block-paragraph\">Moreover, Europe\u2019s top financial conglomerate just added a native blockchain ledger, enabling coordinated corridors that include crypto currencies. What\u2019s important to understand is that SWIFT isn\u2019t aiming to replace blockchain tech, but rather accompany the stack by providing the ultimate plug service. To accomplish this, the roll-out was joined by 50 banks with crypto ties.<\/p>\n<h2 id=\"h-the-contrasting-depth-of-xrp-amp-stellar-s-swift-link\" class=\"wp-block-heading\"><strong>The Contrasting Depth Of XRP &#038; Stellar\u2019s SWIFT Link<\/strong><\/h2>\n<p class=\"wp-block-paragraph\">Major banks with Ripple \/ XRP ties:<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>HSBC \u2014 Long-time Ripple partner, has used RippleNet and tested On-Demand Liquidity (XRP).<\/strong><\/li>\n<li><strong>Citi \u2014 Active in Ripple\u2019s ecosystem, has explored Ripple for cross-border payments.<\/strong><\/li>\n<li><strong>Standard Chartered \u2014 Strong Ripple collaborator, has run multiple ODL pilots with XRP.<\/strong><\/li>\n<li><strong>BNP Paribas \u2014 Involved in Ripple trials and broader blockchain experiments.<\/strong><\/li>\n<li><strong>Wells Fargo \u2014 Has historical ties to Ripple\u2019s network for payments testing.<\/strong><\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\">Banks with Stellar Lumens (XLM) ties:<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>U.S. Bank \u2014 Currently testing its own dollar stablecoin on the Stellar network (announced late 2025).<\/strong><\/li>\n<\/ul>\n<p class=\"wp-block-paragraph\">Obviously, Ripple\u2019s XRP is considerably winning in <a href=\"https:\/\/dailycoin.com\/which-banks-use-xrp-exploring-ripple-global-network\/\" data-wpel-link=\"internal\">the bank<\/a> integration field so far, but many SWIFT-related technical documents portray the two Distributed Ledger Technology (DLT) coins together on cross-border payment routes. Both offer reduced reliance on intermediaries, able to process transactions in seconds rather than SWIFT\u2019s legacy 3-5 day time-frame.<\/p>\n<h2 id=\"h-the-main-question-remains-unanswered\" class=\"wp-block-heading\"><strong>The Main Question Remains Unanswered<\/strong><\/h2>\n<p class=\"wp-block-paragraph\">Surely, the question isn\u2019t which system is better, it\u2019s which system the globe picks for everyday use. Banks in the European Union (EU) &#038; the Asian region particularly embrace the XRP-based On-Demand Liquidity (ODL) service, providing them with an optional <a href=\"https:\/\/dailycoin.com\/what-is-a-liquidity-pool\/\" title=\"What Is a Liquidity Pool? The Core Technology Behind DeFi\">liquidity pool<\/a> in emerging &#038; high-demand markets.<\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">\u26a1 A better cross-border payment experience is here.<\/p>\n<p>Consumers can now send money across borders with greater speed, transparency and predictability through Swift&#8217;s scheme, a shared framework for retail payments. Payments from Australia to Spain have been completed in as little\u2026 <a href=\"https:\/\/t.co\/g6Y6QJAElu\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external\">pic.twitter.com\/g6Y6QJAElu<\/a><\/p>\n<p>\u2014 Swift (@swiftcommunity) <a href=\"https:\/\/x.com\/swiftcommunity\/status\/2079930854340436121?ref_src=twsrc%5Etfw\" data-wpel-link=\"external\" target=\"_blank\" rel=\"follow external\">July 22, 2026<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p class=\"wp-block-paragraph\">From this perspective, Stellar Lumens (XLM) may be better suited for direct bank-to-bank or CBDC-style experiments rather than competing head-on with XRP in the cross-border payment field, judging by the density of SWIFT-connected payment routes involving Ripple\u2019s native chain.<\/p>\n<h2 id=\"h-on-the-flipside\" class=\"wp-block-heading\"><strong>On The Flipside<\/strong><\/h2>\n<ul class=\"wp-block-list\">\n<li><strong>The trial itself is SWIFT\u2019s attempt to offer fast tokenized payments without needing XRP or XLM, but the overlap with Ripple-connected banks keeps the \u201cXRP could still win some corridors\u201d narrative alive.<\/strong><\/li>\n<\/ul>\n<h2 id=\"h-why-this-matters\" class=\"wp-block-heading\"><strong>Why This Matters<\/strong><\/h2>\n<p class=\"wp-block-paragraph\">The efficiency of a $155 trillion market in annualized trading volume now massively relies on a blockchain-based tech stack centered around connectivity, hesitating to pick one clear winner.<\/p>\n<p class=\"wp-block-paragraph\"><strong>Dig into DailyCoin\u2019s popular crypto news today:<\/strong><br \/><a href=\"https:\/\/dailycoin.com\/glassnode-customer-data-exposure-warns-of-phishing-attack\/\" data-wpel-link=\"internal\">Glassnode Investigates Customer Data Exposure, Warns of Phishing Risks<\/a><br \/><a href=\"https:\/\/dailycoin.com\/prediction-markets-lift-rate-hike-odds-xrp-rally-faces-risk\/\" data-wpel-link=\"internal\">Prediction Markets Lift Rate-Hike Odds, XRP Rally Faces Risk<\/a><\/p>\n<div class=\"dc-vibe-check\" data-post-id=\"308342\">\n          <button type=\"button\" class=\"dc-vibe-close\" aria-label=\"Dismiss\">\u00d7<\/button><\/p>\n<div class=\"user-sentiment-vote \" data-post-id=\"308342\">\n<p>            DailyCoin&#8217;s Vibe Check: Which way are you leaning towards after reading this article?\n          <\/p>\n<p>\n            <button class=\"vote-btn\" data-sentiment=\"bullish\">Bullish<\/button><br \/>\n            <button class=\"vote-btn\" data-sentiment=\"bearish\">Bearish<\/button><br \/>\n            <button class=\"vote-btn\" data-sentiment=\"neutral\">Neutral<\/button>\n          <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"dc-newsletter-cta\">\n<div class=\"dc-newsletter-cta__text\">\n<p>Never miss a market move<\/p>\n<p style=\"color:#fff !important;\">Get the biggest crypto stories, price insights, and DailyCoin exclusives in your inbox.<\/p>\n<\/p><\/div>\n<p>          <button type=\"button\" class=\"dc-newsletter-cta__btn newsletter-trigger\">Subscribe<\/button>\n        <\/div>\n<\/p><\/div>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>    <\/p>\n<p>\ud83d\udca1 <strong>Pro Tip:<\/strong> Bookmark our site for daily insights, market predictions, and expert trading strategies.<\/p>\n<p>\ud83d\udd17 <strong>Explore More:<\/strong> Check our sections for in-depth guides, exchange reviews, and blockchain technology deep-dives.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcf0 Exclusive Crypto News &#038; Analysis: Stay ahead with the latest developments in the cryptocurrency and blockchain space. \ud83d\udcc8 Market Update: Real-time price movements, technical analysis, and trading signals. SWIFT\u2019s recent move aligns with the G20 expectations of having most cross-border transactions settled immediately by 2027. The 5-pillar G20 program includes speed, cost, access, choice &hellip;<\/p>\n","protected":false},"author":1,"featured_media":3060,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","footnotes":""},"categories":[10],"tags":[1096,358,526,1095,1097],"class_list":["post-3059","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-blockchain-news","tag-crypto-news","tag-cryptocurrency-news","tag-dailycoin","tag-nft-news"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=\/wp\/v2\/posts\/3059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3059"}],"version-history":[{"count":0,"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=\/wp\/v2\/posts\/3059\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=\/wp\/v2\/media\/3060"}],"wp:attachment":[{"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xrpfaucet.site\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}